Terms of Use

1. General

1.1. Welcome to Mercer Vaultcrest (the Website). Contact: [email protected].

1.2. The Website presents information about external services (Third-Party Platforms) enabling trading activities (Services).

1.3. These Terms regulate your (You, Your, User) engagement with the Website and Services, creating a binding agreement with the operator. Disagreement requires ceasing Website usage. Continued access indicates acceptance of these Terms, which may receive updates. Our Privacy Policy forms part of this agreement by reference.

2. Qualification

2.1. Website usage requires being at least 18 years old, possessing legal ability to accept these Terms, and facing no prohibition from the Services under laws of your location or access point.

2.2. No assurance is given that the Website or Services comply with every user's situation or jurisdiction, and liability for unauthorised access is disclaimed.

3. Limited access areas

3.1. Access may be restricted in designated locations (Restricted Territories) or for individuals presenting potential legal, regulatory, reputational or financial concerns. Country-specific conditions may apply. Travel to Restricted Territories may result in unavailability of the Website or Services.

4. Prohibited conduct

4.1. Website usage must avoid infringing others' rights; distributing unlawful, damaging, defamatory or biased material; introducing harmful code; placing advertisements without approval; extracting, framing or duplicating Services; employing unapproved automation; circumventing protections; removing legal notices; accessing Services outside designated channels; interfering with others; using concealed tracking without permission; violating regulations; altering code; or deconstructing our technology.

4.2. Reasonable suspicion of Terms or legal violations may result in activity monitoring, access limitations, lawful sharing of behavioural data with third parties, and additional protective measures for our rights and user base.

5. Intellectual Property Rights

5.1. Website content (including text, visuals, logos, layouts, identifiers and software) receives protection under intellectual property rights held by us or licence holders. Website usage grants only limited permission for personal, non-commercial purposes as described in these Terms.

5.2. Copying, altering, distributing, selling, leasing, extracting, decompiling or developing derivative materials from the Website or Services requires prior written approval.

6. Liability Limitations

6.1. Usage occurs at your own risk. To the maximum extent allowed by law, the Website and Services are supplied on an as-is and as-available basis without assurances of any type regarding accuracy, availability, suitability or non-infringement.

6.2. We disclaim responsibility for content inaccuracies, service disruptions or harmful material from external sources. You agree to protect us from losses connected to your usage or reliance on the Website or Services.

6.3. To the fullest extent permitted, liability is excluded for indirect, incidental, special, resulting or punitive damages, or for lost earnings or information arising from Website or Service connection.

6.4. Responsibility is disclaimed for communication network failures, internet capacity issues, equipment or browser incompatibilities, or additional factors beyond reasonable control.

7. External services or material

7.1. Third-party material (including promotions or evaluations of Third-Party Platforms) may appear. We neither control nor endorse it, and it may prove incomplete or outdated. Reliance decisions rest solely with you.

8. External connections

8.1. Links to external resources appear for reference only. We bear no responsibility for availability, content, products, services or policies of outside locations. Access occurs at your discretion and risk. Review of relevant terms and privacy notices for such locations remains your responsibility.

9. Additional provisions

9.1. Services may be modified or discontinued and these Terms updated through revised publication. Continued usage following changes indicates acceptance. These Terms and Privacy Policy represent the complete understanding between you and us on this subject.

9.2. Non-enforcement of any provision does not constitute waiver. Invalid provisions leave remaining terms unaffected. We may transfer our rights and obligations; you may not transfer yours without approval. Website communications do not establish additional relationships beyond these Terms.